Resources for Brokers / Consultants > About BAS

Founded in 1983 by Mr. Michael R. Elliott and now owned in partnership with Mr. Marty Joseph and Mr. Joe Toscano, BAS has become a premier Third Party Administrator (TPA) in the national marketplace. Mr. Elliott, Mr. Joseph and Mr. Toscano have a combined insurance and financial background of more than 80 years.

BAS administers the employee benefit programs for more than 300 employer groups covering 75,000 employees. These employer groups range in size from 25 to 4,500 employees.

With offices located in the suburbs of Chicago and St. Louis, BAS offers flexibility, timeliness, and control to its diverse client base of corporate employers, non-profit employers, and government employers. In today’s changing world of healthcare, our goal is to design and manage employee benefit plans that are not only cost effective for the employer but meets the ever changing needs of the employee and his family.

BAS has more than 170 employees. Its management staff has an average of 22 years in insurance experience and our 40 Claim Processors possess an average of 21 years of claim processing experience.

BAS partners with 15 “A” rated Excess Loss Insurers, including Mutual of Omaha, HCC Benefits, Fidelity Securities, and The Hartford.

With many regional and national Preferred Provider Organizations (PPO) contracts, our clients are able to maximize provider access by all employees.

Our services include access to a proprietary nationwide network of pharmacies for prescription drug claims and a prescription drug mail order program.

Because the world of technology has become an important part of every business today, BAS is staying ahead of the pack with its web-based products and electronic based programs. BAS is fully HIPAA compliant and more.

At BAS, we are real people with real solutions to today’s health care issues.

• Medical, dental, vision and STD claim administration
• Auto claim adjudication with clinical editing services
• Prescription drug card administration
• Utilization review, large case management and disease management
• Web based services
• Health Risk Screenings
• Predictive modeling with potential large claim early identification
• Access to multiple local, regional and national PPO networks
• Comprehensive cost management reporting
• Health Savings / Health Reimbursement Account administration
• Flexible Spending Account administration
• COBRA/HIPAA compliance
• Benefit Management
• Stop-loss insurance placement
• Plan Document development and production
• Life, AD&D, and Long Term Disability insurance placement
• Eligibility and Premium billing administration
• Federal tax reporting assistance
• Government compliance reporting